Blogs

Six smart ways to handle probate

Probate is the legal process of proving a last will and testament, which means verifying that the will is legal and the deceased person's intentions are carried out. Probate also occurs when there is no will and a probate court must decide how to distribute the assets...

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The Smart Way To Reduce Investment Risk

One of the biggest fears of investors is a large fall in the value of their portfolio shortly after investing. The technical word for this is asymmetric risk. Asymmetrical risk-reward is the essence of investing in stocks and is also essential for those who want to...

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Do you know your number?

When you read the headline of this blog you were probably wondering what number I was asking you about.  Well, it’s not your phone number!  What I mean is do you know how much money (the number) you need to live the lifestyle you want in retirement without ever...

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Should you defer taking your state pension?

Can I delay my state pension?  Although you can't start taking your state pension before state pension age, you can delay when you start receiving it.  Doing so could result in you receiving a higher weekly state pension or even a lump-sum payment.  You can defer your...

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Have you been underpaid a state pension?

Married, divorced and widowed women are being urged to check whether they’re being underpaid the state pension as successful claims reach an average of £9,000. In May last year, consultancy Lane Clark & Peacock (LCP) revealed tens of thousands of women were being...

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You get what you pay for

United Income carried out extensive research on the efficiency of retirement portfolios which culminated in a white paper which was made publicly available in January 2018. Its results were very surprising to investors but totally unsurprising to financial planners....

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Beware the threat of The Terminator

When I was a young man watching Arnold Schwarzenegger in The Terminator it was easy to dismiss the film as a science fiction fantasy that was unlikely to ever happen but as each year has passed since then I have been only too aware that the future of cyborgs is...

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