Cash is not king

Cash is not king

Whilst most clients keep relatively modest sums of money in bank and Building Society accounts, I do regularly come across some clients who have disproportionately large amounts of money in cash or cash equivalent savings such as Premium Bonds. Research shows that...
RIP off Britain

RIP off Britain

I returned from an enjoyable family holiday in Dubai recently. To describe Dubai as a surreal experience is very much an understatement. Dubai is one of the 7 Emirates of the United Arab Emirates, which were formed as recently as 1971. When I say Emirate think county....
How to stand out this Christmas

How to stand out this Christmas

Yes it’s that time of year again. “It’s Christmas” as Noddy Holder of Slade would sing. I don’t know if it is just me but Christmas seems to come round quicker and quicker each year. Maybe that’s just a sign of my ageing. Who knows. Anyhow what I have found over...
Should we get married?

Should we get married?

Believe it or not this is a question I have personally been asked by couples on a few occasions. Once during an annual review with a client couple who had lived together unmarried for 25 years and brought up three adult sons, the wife asked me “Should we get...