by Tony Byrne | Sep 18, 2019 | Tony Byrne's View
Students in England are going to graduate with average debts of £50,800, after interest rates were raised on student loans to 6.1%, according to an Institute for Fiscal Studies report conducted in 2017. I suspect the figure has since risen to an estimated...
by Tony Byrne | Sep 11, 2019 | Tony Byrne's View
By now most of us have heard of the Bank of Mum and Dad (BOMAD). Increasingly parents are lending or gifting money to their children typically to put towards their first property purchase. Legal & General recently confirmed that the Bank of Mum and Dad is now the...
by Tony Byrne | Sep 4, 2019 | Tony Byrne's View
A client of ours, Philip, prematurely died a year ago at just age 66. He was single at the time of his death having become diagnosed with Lewy Body Dementia only a couple of years earlier. This disease is a rare form of dementia which is even worse than...
by Tony Byrne | Aug 28, 2019 | Tony Byrne's View
In April 2006 so-called pensions simplification was introduced by the then Chancellor of the Exchequer, Gordon Brown, under the Labour government of Tony Blair. Unfortunately, the changes introduced to pensions were anything but simple. It may as well have been...
by Tony Byrne | Aug 21, 2019 | Tony Byrne's View
Do you have death in service benefit from your employer? If so, have you made a death benefit nomination? Do you have life insurance? If so, is it in trust? The benefits of trusts have diminished significantly in recent years, but they remain an excellent tool to...
by Tony Byrne | Aug 14, 2019 | Tony Byrne's View
As the title of this blog suggests the long-awaited review of Inheritance Tax is nigh. Or is it? Forgive me for being a cynic but as far as I am concerned The Office of Tax Simplification, OTS, is an oxymoron if ever I have heard one. There is no way a public-sector...
