by Tony Byrne | Oct 21, 2020 | Tony Byrne's View
I had my ID stolen about five years ago. It is embarrassing to admit it as an experienced financial planner. How could it have happened? Well, ironically I thought I had taken all of the practical steps possible to minimise if not eliminate, the possibility of ID...
by Tony Byrne | Oct 14, 2020 | Tony Byrne's View
Put simply, embedded finance is about enabling any business to manage and sell innovative financial services; seamlessly integrating creative forms of payment, debit, credit, insurance or even investment into their end user experiences. The simplest example of this in...
by Tony Byrne | Oct 7, 2020 | Tony Byrne's View
Along with ESG, Environment, Social and Governance, investing, intergenerational wealth planning is one of the most popular financial topics in financial planning today. So what is intergenerational wealth management? Well, it is about how families use their...
by Tony Byrne | Sep 30, 2020 | Tony Byrne's View
On a number of occasions in this blog series I have voiced my cynicism of successive governments’ stealth tax policies. However, sometimes the government does surprise you with unexpectedly generous tax legislation which may be intentional but is most likely...
by Tony Byrne | Sep 23, 2020 | Tony Byrne's View
I have unashamedly taken the title of the famous book as the heading of this blog. Extraordinary Popular Delusions and the Madness of Crowds is an early study of crowd psychology by Scottish journalist Charles Mackay, first published in 1841 under the title Memoirs of...
by Tony Byrne | Sep 16, 2020 | Tony Byrne's View
The average transfer value of final salary pension schemes rose to £556,000 in the second quarter of 2020 according to an analysis by the pension consultants Lane Clark & Peacock. This represents an increase of 30% in the previous quarter. It is the first time in...
