by Tony Byrne | Oct 13, 2021 | Tony Byrne's View
When reading Jack Schwager’s amazing book Market Wizards recently, I came across a measure of fund performance I had never heard of before. It’s called the Gain To Pain Ratio or GPR for short. The reason I had never heard of it was because Jack Schwager invented...
by Tony Byrne | Oct 6, 2021 | Tony Byrne's View
I’ve always felt that financial advisers are under-appreciated especially when compared to fellow professionals such as accountants and solicitors. The problem is that much of the work of a financial adviser is intangible and, where it is tangible, the client...
by Tony Byrne | Sep 29, 2021 | Tony Byrne's View
Inheritance Tax, like most taxes, is notoriously complex yet there remain a number of easy ways to gift money without paying Inheritance Tax (IHT). Here are seven of them. They all relate to lifetime gifts. Maximise the use of your Nil Rate Band (and your...
by Tony Byrne | Sep 22, 2021 | Tony Byrne's View
There has been a lot of talk about the “new normal” but few, if any of us, truly know what this is likely to be. Nonetheless it is worth considering what it could be and how you could benefit from it. One of the interesting aspects of the coronavirus pandemic and...
by Tony Byrne | Sep 15, 2021 | Tony Byrne's View
Most people borrow to invest in what they consider to be their biggest asset – their home. However, when it comes to investing money in shares few people consider borrowing to do so. Why is this? Well apart from not even considering it, most people don’t even...
by Tony Byrne | Sep 8, 2021 | Tony Byrne's View
Virtually all of our clients have Wills and a significant number of them have Lasting or Enduring Powers of Attorney too. Many of them have trusts as well. For the most part, these legal documents are in safe storage with one or other of our Will writing companies...
