by Tony Byrne | Jan 27, 2022 | Tony Byrne's View
I have been advising clients on their estate planning for many years. Inheritance Tax mitigation is a popular subject especially for those older clients who have children and grandchildren. In my experience Inheritance Tax is largely a voluntary tax. There are...
by Tony Byrne | Jan 19, 2022 | Tony Byrne's View
A client once thanked me for advising him he had plenty of money and could comfortably afford to buy the £30,000 car he wanted. He just needed reassurance from me. Sometimes that’s all it takes. Of course, I did have the benefit of having reviewed his cash flow...
by Tony Byrne | Jan 12, 2022 | Tony Byrne's View
Inflation as measured by the CPI Index reached 5.1% in the year to November 2021 (up from 4.6% in October) but the RPI Index rose to 7.1%. The Retail Prices Index is relevant to mention because it is the one inflation index that includes mortgage costs. This is the...
by Tony Byrne | Jan 5, 2022 | Tony Byrne's View
The rate of inflation as measured by CPI is now at 5.1% for November which is an increase from 4.2% for October. This is the highest level of inflation in the UK since 2011. However, RPI inflation was 7.1% up from 6% the previous month. Bearing in mind that CPI...
by Tony Byrne | Dec 29, 2021 | Tony Byrne's View
We have acted as financial planners for a married couple, let’s call them John and Mary, for the last six years. They are pretty well off with a net worth of about £8 million. John runs his own business whereas Mary is retired. John is 63 and Mary is 61. Over the...
by Tony Byrne | Dec 22, 2021 | Tony Byrne's View
Regular readers of my blogs and clients especially know just how passionate I am about financial planning and its many benefits to clients. As an ex-accountant myself I know only too well just what a great profession financial planning is compared to other...
