Does the headline sound too good to be true?  Well it’s not.  Read on to find out why.


I recently opened an account with Glint*. I opened the app on the App Store.  The process was simple and quick.  I was approved fairly quickly within a matter of a couple of hours.  Glint uses facial recognition.  


So what is Glint?


Glint is a British company that was formed by Jason Cozens who is the CEO.

This is how Jason describes it on the Glint website.


“Hi everyone, welcome to Glint and what I believe is a much fairer way to save, protect and spend your hard-earned money.

Government issued (fiat) currencies are inefficient stores of value. In my lifetime, the US Dollar and British Pound have both lost around 85% of their purchasing power. In contrast, whilst we recognise that the value of gold can fall which means the purchasing power of the customer can also fall, we can see that the purchasing power of gold has actually increased by more than 500% in the same period.

All that backs fiat money are the promises made by governments. As we have seen during Covid-19 there is no limit to how much paper money a government can put into circulation and run up in debts that will need to be repaid by future generations. With Glint you can help protect yourself and your family from future losses in the value of paper money, by using real, solid gold, digitised for a modern world.

We all deserve a reliable form of money, and that’s why I think you’ll enjoy using Glint.”






The following is a summary of the five main uses of Glint again taken from their website.


Buy gold

It’s quick and easy to buy gold using the Glint app – any amount, large or small, at the lowest fees available. And, when you buy gold with Glint, you are buying real, physical gold, that is allocated to you. Glint gold is not a token, it’s the real deal, owned 100% by you.


Spend gold

Spend real gold as everyday money using your Glint Card anywhere around the world that accepts Mastercard®. Gold is a real, reliable alternative to government-issued paper money and Glint is your key to spending it safely and affordably.


FX services

Glint’s FX is up to six times cheaper than the banks! In addition to our ground-breaking gold currency, we also offer our clients the freedom to save and spend at home and abroad, in three of the world’s major currencies, USD, GBP and EUR, with more coming soon.





Save gold

Saving your allocated gold with Glint is super-simple and super-safe, for a very small fee your gold is secured in a Brinks vault in Switzerland, insured by Lloyds of London and is accessible by you, to buy more, sell, send or spend at the touch of a screen.


Send gold and currencies

Using Glint it! in your Glint app, you can now send and receive real Gold, digitised to make it quick and easy. You can also transfer GBP, USD and EUR between Glint accounts instantly, securely and all for free.


So it is a prepayment card which can be used like a credit card for everyday purchases anywhere that accepts Mastercard.  It doubles up as an investment in gold as well as a foreign exchange facility in US Dollars, Pounds Sterling or Euros with further currencies to be added.

It is also low cost.


So how could you make money with this card?  Well, the obvious way is by benefiting from a future increase in the value of the gold you own.  Of course, this isn’t guaranteed. Gold like other precious metals does fluctuate in value, therefore, the value could rise or fall. However, over the long term gold has proven itself to be a reliable store of value and many expert commentators consider gold to be undervalued historically.




There is an argument that everybody should have some of their wealth in gold even if it is only a relatively small amount.  This is a very simple way to acquire gold and potentially benefit from its future rise in value.  Could you say this about any bank card you have ever owned?  Probably not.


So do consider opening a Glint account.  I opened mine with £500.  You know it makes sense.**


Risk warnings

*Wealth and Tax Management are not advertising Glint. 

**Glint is not a bank. It should be borne in mind that while the issuer has been given permission by the FCA to issue electronic money it is not protected by the Financial Services Compensation Scheme. The value of your investment can fall as well as rise and is not guaranteed so you may not get back the full amount you invested. The contents of this blog are for information purposes only and do not constitute individual advice. You should always seek professional advice from a specialist.  All information is based on our current understanding of taxation, legislation, regulations and case law in the current tax year. Any levels and bases of relief from taxation are subject to change. Tax treatment is based on individual circumstances and may be subject to change in the future. This blog is based on my own observations and opinions.

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