News and Views

Has asset allocation had its day?

Ever since the successful academic studies of Professor Harry Markowitz it has been generally accepted that asset allocation or diversification of risk is the best way to achieve reasonable investment returns whilst at the same time minimising risk. Professor Harry...

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Is longevity the next big investment sector?

Regular readers of this blog will be aware that we launched our first fund, The CCM Intelligent Wealth Fund, in April this year. The fund invests in 8 sectors of the future. We have recently decided to add a 9th sector - Longevity. We really can, and probably will,...

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How to make your life easy with apps

Last December when we had heavy snow, I managed to lose my entire set of keys. My car keys, my house keys, my post box key, my wife’s house keys, my car charging port key, and all of my store cards too. I inadvertently dropped them in the snow and didn’t hear them...

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The Rule of 72

No blog on the subject of investments would be complete without mention of the Rule of 72. So what exactly is the Rule of 72? Albert Einstein is attributed with stating that “The most powerful force in the universe is compound interest.” Whilst it is disputed that...

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A smart way to save money on your energy bills

I was chatting to my son recently at a barbecue around my house when he told me about Look After My Bills. He told me that this service saves money on energy bills. I thought to myself, well why not simply use Uswitch to get cheaper energy? Uswitch is quick and easy...

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The benefits to you of pre-paid funeral plans

What is a pre-paid funeral plan? Well, as the name implies, such a plan is paid for in advance of dying. Between 2011 and 2017 funeral costs increased by an average of 5.45% each year. That’s more than the interest rates on even the best savings accounts. Using this...

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