News and Views

The peculiarity of special dividends

I have long since wondered why companies pay one-off so called special dividends to shareholders. I am not a big fan of special dividends. In fact I am not a particular fan of dividends per se. Why is this? I hear you ask. Well although dividends are not officially...

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How an 82-year old woman was cured of dementia

I read this story on the Internet a number of weeks ago and, although it is not a personal finance issue, I felt it was such an important subject that I wanted to share it with the followers of my blog. Basically Sylvia Hatzer was suffering from Alzheimer’s Disease up...

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What are negative bond yields?

The global stock of negative-yielding debt is now in excess of $17 trillion as rising market volatility lends extra force to this year’s unprecedented bond rally. Thirty percent of all investment-grade securities now bear sub-zero yields, meaning that investors who...

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Quantitative easing explained

Ever been puzzled by the term quantitative easing or QE for short? Well you are not the only one. It is of course a euphemism for the printing of money or to be more exact, digitally creating money. Quantitative easing is an unconventional monetary policy in which a...

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May you live in interesting times

In 1966 Robert F. Kennedy delivered a speech that included an instance, “There is a Chinese curse which says “May he live in interesting times.” Like it or not, we live in interesting times. They are times of danger and uncertainty; but they are also the most creative...

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The advantages of investing in offshore bonds

Bonds mean different things to different people. The reason for this is because there is a myriad of investments known as bonds. For example there are Building Society bonds, bank bonds, government bonds, corporate bonds and investment bonds to name but a few. What I...

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An innovative way to save Inheritance Tax

A client of ours, Philip, prematurely died a year ago at just age 66.  He was single at the time of his death having become diagnosed with Lewy Body Dementia only a couple of years earlier.  This disease is a rare form of dementia which is even worse than...

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Have trusts had their day?

  The law of trusts has existed since the 12th century from the time of the crusades. When a landowner left England to fight in the Crusades he would transfer legal ownership of his lands in his absence to another person to manage on the understanding that they would...

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