Blogs

Capital Gains Tax is changing or is it?

  Capital Gains Tax, like Inheritance Tax, is a capital tax as opposed to a spending or Income Tax.  I personally find capital taxes particularly galling.  After all, you have already paid Income Tax and National Insurance on your hard-earned income as well as...

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A smart way to save Inheritance Tax

  In April 2017 a new additional Inheritance Tax, IHT, free allowance was introduced known as the Residence Nil Rate Band or RNRB for short.  For those that meet the criteria, this allowance is in addition to the main one which is known as the Nil Rate Band, NRB. ...

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The death of annuities

Oscar Wilde once said “It is better to have a permanent income than to be fascinating.” It’s difficult to disagree with him. Of course, the security of a guaranteed income does give you peace of mind. The problem is that it comes at a great cost like everything else...

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The ending of the blame game on divorce

A Bill was recently passed on 17 June in the House of Commons which will result in divorcing couples no longer having to blame each other for the breakdown of their marriage. Currently, one spouse has to make accusations about the other’s conduct, such as...

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